Mobile Marine Tradesmen

Mobile marine tradesmen play a vital role in the UK marine industry, keeping vessels operational through essential repair, maintenance and specialist services carried out on site. Our mobile marine tradesmen insurance is designed to protect you while you work, giving you the confidence to operate across boatyards, marinas and customer locations without unnecessary risk to your business.

We understand that no two mobile marine tradesmen operate in exactly the same way. That is why we take the time to discuss how and where you work before recommending insurance for mobile marine tradesmen that genuinely fits your trade. Whether you need public liability insurance to meet boatyard requirements, cover for your tools while travelling between jobs, or protection linked to working on customer vessels, we will source a policy that reflects your day to day activities.

Our aim is to provide straightforward, reliable mobile marine tradesmen insurance that supports your business as it grows. By arranging cover that matches your working practices, we allow you to focus on delivering quality workmanship, safe in the knowledge that your insurance is in place and working for you.

To Qualify for This Policy You Must

• Be a mobile sole trader engaged in business activities related to the UK marine industry
• Have no employees
• Have no business premises and work from your home address
• Have an annual turnover equal to or less than £100,000
• Have no claims, incidents, convictions, bankruptcy, H&S proceedings etc. in the last 5 years
• Work on private pleasure craft up to 30 metres and commercial craft up to 24 metres in length

Please Note

• Non-marine work excluded
• There is no Construction Plant-hire Association (CPA) extension under this policy

Cover Features and Benefits

Public Liability (£3m or £5m limits of indemnity available – any one incident)

We will indemnify you against all sums that you become legally liable to pay as compensation and costs and expenses in respect of:

• Injury to any person
• Loss of or damage to tangible property
• Nuisance or trespass, obstruction, loss of amenities or interference with any right of way, light, air or water or other easement occurring during the period of insurance within the territorial limits in the course of your business

Additional Liability Covers

• Legal liability cover for damage to third party vessels in your care, custody or control
• Movement of third party owned vessels
• Consequences of faulty workmanship
• Work on private pleasure craft up to 30 metres and commercial craft up to 24 metres in length
• Heat work away from your premises
• Personal liability whilst abroad on business
• Legal liability incurred under the Data Protection Act
• Corporate manslaughter

Tools of Trade

• Damage cover on tools of trade anywhere in the UK
• Index linking
• Automatic reinstatement of sum insured following a loss

Products Liability

We will indemnify you against all sums that you become legally liable to pay as compensation and costs and expenses in respect of:

• Injury to any person
• Loss of or damage to tangible property

Occurring during the period of insurance within the territorial limits caused by any product supplied.

Public and Products Liability Extensions

• Consumer Protection Act and Food Safety Act costs
• Contingent motor liability
• Contractual liability and indemnity to principal
• Corporate Manslaughter and Corporate Homicide Act 2007
• Data Protection Act 1998
• Health and Safety at Work costs
• Legal costs in respect of prosecutions under the Health and Safety at Work etc. Act 1974 or Part II Consumer Protection Act
• Overseas Personal Liability