Topsail Speedboat Insurance
At Topsail Insurance, we're dedicated experts in Speedboat Insurance. With over 100 years of combined experience, our highly passionate and knowledgeable team will ensure you get the policy best suited to you.
Our Speedboat policies cover Inland and coastal waters of the UK and Europe up to 12 nautical miles offshore as standard. This can be extended further if required.
Why insure your speedboat with Topsail?
We provide comprehensive speedboat insurance to ensure you have the perfect level of coverage, allowing you to enjoy your speedboat with complete confidence. Our policies safeguard your boat against accidental damage, theft and vandalism. With our insurance in place, you can rest assured that if anything happens to your speedboat, you'll have the necessary coverage for repairs or replacement.
We offer flexibility with both agreed value and market value insurance policies to cater to your individual preferences and circumstances.
What does my speed boat insurance cover?
- Fire
- Theft
- Accidental loss or damage including underwater gear damage
- Vandalism
- Transit by road
- Agreed value basis (In the event of a loss you will be paid out what you insured the vessel for).
- Cover for towing water-skiers and toys can be added if required.
- Mechanical breakdown cover
- Personal Accident
- Medical Expenses
- Up to 25% No Claims Bonus (NCB)
- Small Craft hire benefit
- Marina benefits
Is Third Party damage covered by my speedboat insurance policy?
Yes, our comprehensive policies include up to £5 million third party liability cover as standard. Additionally, we can also arrange Third Party Only policies in most cases.
Having adequate third party liability cover is essential for any boat owner, as it protects you from potentially significant financial liabilities that could arise from unexpected accidents or incidents on the water. Whether you opt for our comprehensive cover or Third Party Only, you can cruise with confidence knowing that you have the right level of protection for your needs.
What additional benefits are available?
- Excess Waiver: Our Excess Waiver option allows you to reduce or eliminate the excess you would typically have to pay in the event of a claim.
- Protected No Claims Bonus: With our Protected No Claims Bonus, you can safeguard the discount on your premium that you've earned through claim-free years.
- Legal expenses cover: Legal costs cover provides you with financial protection in case you need to pursue or defend a legal claim related to your speedboat.
What cruising areas are covered by my speedboat insurance policy?
As standard, our coverage includes inland and coastal waters of the UK and Europe up to 12 nautical miles offshore, with the option to extend coverage as needed.
Are there any discounts available to me?
We offer discounts for a number of Owners’ Associations and Boat Clubs.
Next Steps - Get your insurance quote
For those cruising within the UK or Europe, we offer the convenience of an instant online quote that you can purchase immediately.
Click here to access our online Quote and Buy portal.
Our team is ready to assist with comparing your renewal quote or providing a new boat insurance quotation. Enjoy making memories, we’ll handle the rest.
For more information about the features of our Topsail Insurance, please refer to the relevant policy document.
Enjoy making memories, we’ll handle the rest.
