Motorboat Insurance Tailored To You
Our motorboat policies cover a wide range of vessels cruising in UK waters, Europe, and worldwide. Whether you own a cuddy cabin boat, a sports cruiser, or a high-end flybridge cruiser, Topsail Insurance provides the right level of coverage, so you can enjoy your motorboat with confidence.
The team at Topsail Insurance brings over 100 years of combined experience and a deep passion for motorboat insurance. Our experts are dedicated to helping you find the best-suited policy for your needs. We offer comprehensive and flexible boat insurance coverage options for both local and offshore cruising, including both agreed value and market value policies to ensure the right fit for your vessel and adventures.
What does my Motorboat Insurance cover?
- Fire
- Theft
- Accidental damage including underwater gear damage
- Vandalism
- Lightning
- Collision
- Mechanical breakdown cover
- Personal accident
- Medical expenses
- Up to 25 % NCB
- Marina benefits
- Accommodation and travel expenses
Is Third Party damage covered by my insurance policy?
Yes, our comprehensive polices include up to £5 million liability cover as standard. In most cases, we can also arrange Third Party Only polices too.
What additional benefits are available?
- Excess waiver
- Protected no claims bonus
- Legal expenses cover
What cruising areas are covered by my insurance policy?
We cover UK, Europe and Worldwide cruising.
Are any discounts available to me?
We offer discounts for a number of Owners’ Associations, and Yacht Clubs. Such as our partners, The Cruising Association and Offshore Cruising Club.
Who are Topsail Insurance?
Topsail Insurance is a boat insurance company with over 100 years of combined experience. As boat insurance specialists, we provide a personal service and a practical approach to finding the best coverage for you.
Our team is here to offer tailored advice on our policies, assisting you with selecting the appropriate level of insurance and guiding you towards the best policy for your needs.
Get your insurance quote today
If you’re cruising within the UK or Europe, you can get an instant boat insurance quote online and purchase it immediately. Click here to access our online Quote and Buy.
Our team will be happy to compare your boat insurance renewal quote or provide you with a quotation for your new boat insurance.
For more information about the features of our Topsail Insurance, please refer to the relevant policy document.
Enjoy making memories, we’ll handle the rest.
