Bespoke Yacht Insurance
Comprehensive Yacht Insurance - Protection Against Fire, Theft, Accidental Damage.
Our Yacht Insurance Policies cover sailing vessels both large and small cruising UK Waters, Europe and Worldwide. Whether you're seeking to renew your boat insurance or inquiring about coverage for a new vessel, we've got you covered.
Get the right level of cover with our yacht & sailing boat insurance so you can enjoy cruising on your Yacht, Keel Boat, Sloop, Catamaran or Sailing Boat with confidence.
Why Choose Topsail Insurance?
The team at Topsail Insurance are highly passionate and knowledgeable in Boat Insurance and Travel Insurance, with over 100 years of combined experience, we will ensure you get the policy best suited to you. We are marine insurance experts offering a personal service and practical approach to find the best policy suitable to your needs.
Feel free to reach out to our dedicated team of real people for tailored advice on our policies. Whether you're unsure about the appropriate level of insurance for your needs or seeking guidance on the best coverage for your boat, we're here to assist you. Don't hesitate to get in touch with us today.
Our policies offer comprehensive and flexible cover for both local and offshore sailing.
We offer both agreed value and market value insurance policies to suit your individual needs.
Frequently Asked Questions
What typically does our Yacht Insurance Policy cover?
Your insurance policy will include cover for:
- Fire
- Theft
- Accidental damage
- Vandalism
- Lightning
- Collision
Do I need boat insurance?
Boat insurance is not a legal requirement in the UK, however, typically marinas, harbours and navigation authorities require yacht owners to have at least third party liability insurance to access their facilities and waterways.
Is Third Party damage covered?
Yes, our comprehensive policies include up to £5 million third party liability cover as standard. In most cases, we can also arrange Third Party Only policies too.
What additional benefits are included in my Yacht Insurance cover?
Many of our polices include:
- Personal Accident Cover
- Medical Expenses
- Up to 25 % NCB
- Marina benefits
- Access to our helpline services 24 hours a day, 365 days a year
- 24 hour claims helpline
We can often offer Excess Waiver, Protected No Claims Bonus and Legal Expenses cover.
What cruising areas do we cover?
We cover UK, Europe and Worldwide/Bluewater cruising.
Do we offer any discounts?
We are proud to offer competitive insurance premiums. We also offer insurance cost discounts for a number of Owners’ Associations, and Yacht Clubs, such as our partners, The Cruising Association and Ocean Cruising Club.
Next Steps
Click here to access our online Quote and Buy.
We will provide you with an instant quote online which you can purchase immediately.
Our team will be happy to compare your boat insurance renewal quote or provide you with a quotation for your new boat insurance. Enjoy making memories, we’ll handle the rest.
For more information about the features of our Topsail Insurance, please refer to the relevant policy document and terms and conditions.
With over 1000 reviews on Google from satisfied clients, Topsail Insurance stands as a trusted authority in the field. Rest assured, you're in capable hands with our team of experts.
Enjoy making memories, we’ll handle the rest.
