Narrowboat Insurance
Our policies cover Canal and Narrowboats cruising the UK and European inland non-tidal waterways.
We ensure that you get the right level of cover with our policies so you can enjoy cruising on your Canal or Narrowboat with confidence.
We offer insurance for all types of Narrowboats and inland vessels including:
- Traditional Stern Narrowboat
- Cruiser Stern Narrowboat
- Semi Traditional Stern Narrowboat
- Dutch Barges
- Inland Cruisers
- River Cruisers
- Canal Boats
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Frequently Asked Questions
Is Insurance Required for Narrowboats?
While Narrowboat insurance is not legally required in the UK, you must have at least £2 million public liability cover to obtain a boat licence for UK marinas and inland waterways.
Beyond legal requirements, a Narrowboat is a significant investment. For a small monthly or annual fee, our insurance protects your vessel against unexpected events such as theft, loss or damage.
How Much Does Narrow boat Insurance Cost?
The cost of your insurance policy depends on factors such as your boat’s value, age and usage. At Topsail Insurance, we offer competitive comparison quotes to ensure you receive the best coverage at an affordable rate.
What Does Our Insurance Policy Cover?
- Fire, Theft, Accidental damage & Vandalism
- Agreed value basis (In the event of a loss you will be paid out what you insured the vessel for).
- Mechanical breakdown cover included
- Personal Effects Coverage
- Personal Accident
- Medical Expenses
- Up to 25 % No Claims Bonus (NCB)
- Marina benefits
- Bicycle and Mopeds cover available
Is Third Party Damage Covered in my Insurance Policy?
Yes, our comprehensive policies include up to £3 million third party liability cover as standard. In most cases, we can also arrange Third Party Only polices too.
What Additional Benefits are Available?
- Excess Waiver
- Protected No Claims Bonus
- Legal Expenses cover
Where Am I Covered to Cruise?
We cover UK and European inland non-tidal waterways.
Discounted Rates Available with Topsail Insurance
We offer discounts for a number of Owners’ Associations and Boat Clubs.
Why Choose Topsail Insurance?
With over 100 years of combined experience in boat and travel insurance, our expert team provides personalised service and specialist advice. Whether you need guidance on coverage options or want a tailored policy, we’re here to help protect your pride and joy.
We offer both Agreed Value and Market Value policies, allowing you to choose the right protection for your individual needs.
Next Steps
We offer FREE online quotes which are ready to purchase immediately if you are cruising within the UK or Europe. Click here to access our online Quote and Buy.
Our team will be happy to compare your insurance renewal quote or provide you with a quotation for your new insurance policy.
For more information about the features of our Topsail Insurance, please refer to the relevant policy document.
Enjoy making memories, we’ll handle the rest.
Topsail Marine & Leisure Insurance operates as a trading name of Topsail Insurance Ltd., which is authorised and regulated by the Financial Conduct Authority.
