RIB INSURANCE COVER TAILORED TO YOU
When you choose Topsail Insurance, you're backed by a team that truly understands life on the water. We’re not just insurance providers, we’re boating enthusiasts, too.
Our mission is to help you get the most from your time at sea, with flexible cover options and helpful advice when you need it. We take pride in offering a friendly, personal service, and we're always just a phone call or email away.
Whether you're planning a weekend cruise or an international adventure, we're here to protect your journey from start to finish, so you can focus on what matters most: enjoying the ride.
We ensure that you get the right level of cover with your RIB insurance, meaning you can enjoy being on the water in your RIB with confidence.
The team at Topsail Insurance are highly passionate and knowledgeable in RIB Insurance, with over 100 years of combined experience, they will ensure you get the policy that is best suited to your individual needs.
We offer both agreed value and market value policies to suit your individual needs.
What does my RIB Yacht insurance policy cover?
- Fire
- Theft
- Accidental damage including underwater gear damage
- Vandalism
- Road transit cover
- Agreed value basis (In the event of a loss you will be paid out what you insured the vessel for).
- Cover for towing Water-skiers and toys can be added if required.
- Mechanical breakdown cover
- Personal Accidental
- Medical Expenses
- Up to 25 % NCB
- Small Craft hire benefit
- Marina benefits
Is Third Party damage covered by my RIB policy?
Yes, our comprehensive policies include up to £5 million liability cover for third party claim protection as standard. In most cases, we can also arrange Third Party Only polices too.
What additional benefits are available?
- Excess Waiver
- Protected No Claims Bonus
- Legal Expenses cover are also available
What cruising areas are covered by my RIB policy?
As standard we cover coastal and inland waters of the UK and Europe up to 12 nautical miles offshore. This can be extended further if required.
Are there any discounts available to me?
We offer discounts for a number of Owners Associations, and Boat Clubs.
Supporting You Every Step of the Way
Choosing boat insurance can feel overwhelming but it doesn’t have to be. At Topsail, we pride ourselves on making the process clear, personal, and hassle-free. We take time to understand what matters to you, so you get the cover that truly fits.
Our team is known for outstanding customer service, whether it's your first policy or a renewal. We're here to answer questions, explain your options, and offer honest advice with no pressure. It’s all part of helping you choose with confidence and making sure you feel supported long after you’ve set sail.
Get a Quote
If cruising within the UK or Europe, you could be offered an instant quote online which you can purchase immediately.
Click here to access our online Quote and Buy.
Our team will be happy to compare your boat insurance renewal quote or provide you with a quotation for your new boat insurance. Enjoy making memories, we’ll handle the rest.
For more information about the features of our Topsail Insurance, please refer to the relevant policy document. Topsail Insurance Ltd is authorised and regulated by the Financial Conduct Authority (300870)
Enjoy making memories, we’ll handle the rest.
