Whether you own a caravan, or you’re just in the market for one, it’s important to find the right insurance that covers you and your Caravan for what matters.
Unlike your car or home, it isn’t compulsory to have caravan insurance – however, it is still really important to consider the risks. For example, if you were in an accident whilst towing your caravan and it was damaged, you may not be able to recoup any of the costs for repairing the caravan damage from your car insurer. Likewise, if someone causes damage to your static caravan and you don’t have insurance, the repairs would likely be your responsibility.
Cover is often available for both New for Old, and Market Value policies, so you can choose the right option for you. New for Old would mean that if your caravan is destroyed, you would receive the value of a new, equivalent model, whereas Market Value would only pay the current value of your caravan. Optional extras can also often be included, such as awning cover and use outside the UK.
What might caravan insurance cover?
Usually, caravan insurance would cover situations such as;
- theft of the caravan itself,
- Burglary and theft of items inside
- Damage to the caravan
- Liability coverage following an accident
It is so important to always ensure your caravan is suitably secured and protected, using wheel-clamps, cameras or other security features. You should always check to see if insurers have any specific requirements for security.
Get a quote to insure your caravan below or contact us find out more.
