Yacht Insurance Cover tailored to you

Sailing Travel Insurance, insuring the sailing community for over 25 years.

Our Yacht Insurance Policies cover sailing vessels both large and small cruising UK Waters, Europe and Worldwide.

Get the right level of cover with our yacht & sailing boat insurance so you can enjoy cruising on your yacht or sailing boat with confidence.

The team at Topsail Insurance are highly passionate and knowledgeable in Boat Insurance and Travel Insurance, with over 100 years of combined experience, they will ensure you get the policy best suited to you.

Our policies offer comprehensive and flexible cover for both local and offshore sailing.

Your Yacht policy will be issued on an agreed value basis, so in the event of a total loss claim you will be paid out what you insured the vessel for.

What typically does our Yacht Insurance Policy cover?



Accidental damage



Single handed cover

Agreed value basis (in the event of a loss you will be paid out what you insured the vessel for)

Is Third Party damage covered?

Yes, our comprehensive policies include up to £5 million liability cover as standard. In most costs, we can also arrange Third Party Only policies too.

What additional benefits are included in my Yacht Insurance cover?

Many of our policies include:

Personal accident

Medical expenses

Up to 25% NCB Marina benefits

We can often offer Excess Waiver, Protected No Claims Bonus and Legal Expenses cover.

What cruising areas to we cover?

We cover UK, Europe and Worldwide/Bluewater cruising.

Do we offer any discounts?

We offer discounts for a number of Owners’ Associations, and Yacht Clubs, such as our partners, The Cruising Association and Offshore Cruising Club

Next Steps

If cruising within the UK or Europe, you could be offered an instant quote online which you can purchase immediately.

Our team can compare your boat insurance renewal quote or provide you with a quotation for your new boat insurance. We provide UK boat insurance but can also cover yachts and motorboats sailing worldwide.

Click below to access our online Quote and Buy.

For more information about the features of our Topsail Insurance, please refer to the relevant policy document.

Enjoy making memories, we’ll handle the rest.


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Other Insurance

Yacht Insurance

Our Yacht Insurance Policies cover sailing vessels both large and small cruising UK Waters, Europe and Worldwide.

Motorboat Insurance

Tailored Motor boat insurance whatever your size of vessel providing comprehensive cover for UK, Europe and Worldwide cruising.

RIB Insurance

Competetive and comprehensive cover for your RIB cruising UK and European Waters.

Speedboat Insurance

Comprehensive cover for your Speedboat cruising UK and European Waters. Cover for water skiers and toys available.

Narrowboat Insurance

Our specialist narrowboat insurance covers narrowboats and canal boats navigating on UK and European Inland Non-Tidal Waterways, excluding Windermere, the Norwegian Fjords and Scottish Lochs.

Inland Craft Insurance

Comprehensive cover for your Inland Craft cruising UK Canals and Rivers and European waterways too.

Commercial Craft Insurance

We can offer tailor made polices for your commercial craft including netting, potting and much more.

Superyacht Insurance

Topsail Insurance is an established independent marine insurance specialist who can arrange bespoke and dedicated superyacht insurance for wherever you are in the world.

Marine Trades Insurance

Tailor made cover available for a number of Marine Trades including Boat yards, Boat clubs, Retail and Training.

Third Party Only Insurance

Valuable Third party only cover available with generous limits of indemnity.

Jet Ski Insurance

Competitive Jet ski cover available. Polices can be extended for skiers and toys too.

Sailing Dinghy Insurance

Competitive Dinghy insurance available for a huge range of Sailing dinghies.