Narrowboat Insurance Cover tailored to you

Our Narrowboat Insurance Policies cover Narrowboats cruising UK and European Inland Non-Tidal waterways.

We ensure that you get the right level of cover with our Narrowboat insurance so you can enjoy cruising on your Narrowboat with confidence.

The team at Topsail Insurance are highly passionate and knowledgeable in Narrowboat Insurance, with over 100 years of combined experience, they will ensure you get the policy best suited to you.

Your Narrowboat policy will be issued on an agreed value basis, so in the event of a total loss claim you will be paid the amount that you insured the vessel for.

What does my Narrowboat insurance cover?

  • Fire
  • Theft
  • Accidental damage
  • Vandalism
  • Agreed value basis (In the event of a loss you will be paid out what you insured the vessel for).
  • Mechanical breakdown cover
  • Personal Accident
  • Medical Expenses
  • Up to 25 % NCB
  • Marina benefits
  • Bicycle and Mopeds cover available

Is Third Party damage covered by my Narrowboat insurance policy?

Yes, our comprehensive policies include up to £3 million liability cover as standard. In most cases, we can also arrange Third Party Only polices too.   

What additional benefits are available?

  • Excess Waiver
  • Protected No Claims Bonus
  • Legal Expenses cover  

What cruising areas are covered by my Narrowboat insurance policy?

We cover UK and European Inland Non-Tidal waterways.

Are there any discounts available to me?

We offer discounts for a number of Owners’ Associations, and Boat Clubs.

Next Steps

If cruising within the UK or Europe, you could be offered an instant quote online which you can purchase immediately. Click here to access our online Quote and Buy.

For more information about the features of our Topsail Insurance, please refer to the relevant policy document.

Enjoy making memories, we’ll handle the rest.


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