Motorboat Insurance tailored to you

Our Motorboat Insurance Policies cover Motorboats both large and small cruising UK Waters, Europe and Worldwide.

We ensure that you get the right level of cover with our Motorboat  insurance, meaning you can enjoy cruising on your Motorboat with confidence.

The team at Topsail Insurance are highly passionate and knowledgeable in Motorboat Insurance, with over 100 years of combined experience, they will ensure you get the policy best suited to you.

Our policies offer comprehensive and flexible cover for both local and offshore cruising.

Your Motorboat policy will be issued on an agreed value basis, so in the event of a total loss claim you will be paid the amount that you insured the vessel for.

What does my Motorboat insurance cover?

  • Fire
  • Theft
  • Accidental damage including underwater gear damage
  • Vandalism
  • Lightning
  • Single handed cover
  • Agreed value basis (In the event of a loss you will be paid out what you insured the vessel for).
  • Mechanical breakdown cover
  • Personal Accident
  • Medical Expenses
  • Up to 25 % NCB
  • Marina benefits
  • Accommodation and Travel expenses

Is Third Party damage covered by my Motorboat insurance policy?

Yes, our comprehensive polices include up to £5 million liability cover as standard. In most cases, we can also arrange Third Party Only polices too.   

What additional benefits are available?

  • Excess Waiver
  • Protected No Claims Bonus
  • Legal Expenses cover

What cruising areas are covered by my Motorboat insurance policy?

We cover UK, Europe and Worldwide cruising.

Are any discounts available to me?

We offer discounts for a number of Owners’ Associations, and Yacht Clubs. Such as our partners, The Cruising Association and Offshore Cruising Club.

Next Steps

If cruising within the UK or Europe, you could be offered an instant quote online which you can purchase immediately. Click here to access our online Quote and Buy.

For more information about the features of our Topsail Insurance, please refer to the relevant policy document.

Enjoy making memories, we’ll handle the rest.


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Other Insurance

Yacht Insurance

Our Yacht Insurance Policies cover sailing vessels both large and small cruising UK Waters, Europe and Worldwide.

Motorboat Insurance

Tailored Motor boat insurance whatever your size of vessel providing comprehensive cover for UK, Europe and Worldwide cruising.

RIB Insurance

Competetive and comprehensive cover for your RIB cruising UK and European Waters.

Speedboat Insurance

Comprehensive cover for your Speedboat cruising UK and European Waters. Cover for water skiers and toys available.

Narrowboat Insurance

Our specialist narrowboat insurance covers narrowboats and canal boats navigating on UK and European Inland Non-Tidal Waterways, excluding Windermere, the Norwegian Fjords and Scottish Lochs.

Inland Craft Insurance

Comprehensive cover for your Inland Craft cruising UK Canals and Rivers and European waterways too.

Commercial Craft Insurance

We can offer tailor made polices for your commercial craft including netting, potting and much more.

Superyacht Insurance

Topsail Insurance is an established independent marine insurance specialist who can arrange bespoke and dedicated superyacht insurance for wherever you are in the world.

Marine Trades Insurance

Tailor made cover available for a number of Marine Trades including Boat yards, Boat clubs, Retail and Training.

Third Party Only Insurance

Valuable Third party only cover available with generous limits of indemnity.

Jet Ski Insurance

Competitive Jet ski cover available. Polices can be extended for skiers and toys too.

Sailing Dinghy Insurance

Competitive Dinghy insurance available for a huge range of Sailing dinghies.