Boat insurance in the Channel Islands
At Topsail Insurance, we provide tailored marine insurance solutions designed for life on the water. Whether you're navigating Guernsey’s coastline or venturing further afield, our policies offer comprehensive protection, from personal accident cover to third party liability.
With over 25 years of industry experience, we’re here to offer guidance, support, and the right level of cover when you need it most.
Protect Your Boat with Confidence
Reliable cover for your vessel and equipment
Boats face a variety of risks, from sudden weather changes to accidental damage or theft. Our boat insurance ensures your vessel and essential gear are protected, so you can enjoy every voyage with confidence.
Third party liability as standard
Even the most cautious skipper can encounter incidents involving other boats, moorings, or property. Our third party liability cover protects you against claims for damage or injury caused to others, helping you avoid costly legal or repair bills.
Personal accident and emergency cover
When you're out at sea, safety is crucial. Our policies include personal accident cover and emergency medical support, so you and your crew are looked after should the unexpected happen.
Cover for all types of boating
No two boaters are the same. Whether you own a motorboat, sailing yacht, or something in between, we provide flexible marine insurance that suits your vessel type and sailing habits, from weekend trips to longer offshore voyages.
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Why Choose Our Insurance?
- Local knowledge, global protection: We understand the needs of boat owners in the Channel Islands, but our policies also extend well beyond local waters. Whether you're cruising the locally or exploring new coastlines, we've got you covered worldwide.
- Support with legal and compliance matters: Different territories have different requirements. If you're comparing Boat Insurance in Guernsey with local policies, we’ll help you stay compliant with all relevant laws and marine regulations.
- Expert guidance when you need it: With decades of experience in marine insurance, we know what boat owners need. If you're unsure about the right cover, just ask, we're always on hand to offer assistance please.
- Streamlined quoting and fast service: Getting started is easy. Use our online quote tool for a quick estimate or speak to one of our team members for tailored advice and support.
- Comprehensive protection for peace of mind: From accidental damage to personal accident claims and third party liability, our cover gives you the reassurance you need, whether you're in harbour or at sea.
Get a Quote for Boat Insurance
Whether you're an experienced sailor or new to boating, Topsail Insurance is here to help you protect what matters most. Let us take care of the paperwork so you can focus on enjoying your time on the water.
For a free, no-obligation quote, use our online tool or contact us directly for expert assistance please.
Call us on +44 (0) 1273 57 37 27 to speak to a member of our friendly team.
